Best Airline Credit Cards in Canada - October 2026

Best Cards 1st Yr Free Cash Back Travel Groceries Gas & EV Business Low Interest

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TD® Aeroplan® Visa Infinite* Card

TD Aeroplan First-Year Annual Fee Rebate

Annual feeNo annual fee the first year: $0 $139
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,000Annual fee rebated$139Annual credit$100Total$1,239Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $1,239
Welcome offerAfter $12,000 in 12 months: Up to 50,000 points

Features
Issuer: TD
Network
Loyalty Program: Aeroplan

Fees and terms
Annual Fee: $139/yr
Min. annual income: $60,000+

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Rewards: Rate
Gas & EV: 1.5x
Groceries: 1.5x
Air Canada flights: 1.5x

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American Express® Aeroplan®* Reserve Card

Amex Aeroplan

Annual fee: $599
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,200Annual credit$100Total$1,300Plus $500 of bonus paid after the first year, not counted in this total.Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $1,300
Welcome offerAfter $7,500 in 3 months: Up to 85,000 points

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on American Express's website

Apply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

Features
Issuer: Amex
Network
Loyalty Program: Aeroplan

Fees and terms
Annual Fee: $599/yr
Min. annual income: —

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Rewards: Rate
Air Canada flights: 3x
Restaurants: 2x

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TD® Aeroplan® Visa Infinite Privilege* Credit Card

TD Aeroplan

Annual fee: $599
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$2,000Annual credit$100Total$2,100Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $2,100
Welcome offerAfter $24,000 in 12 months: Up to 100,000 points

Features
Issuer: TD
Network
Loyalty Program: Aeroplan

Fees and terms
Annual Fee: $599/yr
Min. annual income: $150,000+

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Rewards: Rate
Air Canada flights: 2x
Restaurants: 1.5x
Groceries: 1.5x
Travel: 1.5x
Transit: 1.5x
Gas & EV: 1.5x

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BMO VIPorter World Elite®* Mastercard®*

BMO Porter VIPorter First-Year Annual Fee Rebate

Annual feeNo annual fee the first year: $0 $199
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,050Annual fee rebated$199Total$1,249Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $1,249
Welcome offer+ one round-trip companion passAfter $18,000 in 12 months: Up to 70,000 points; Ends Oct 31, 2026

Features
Issuer: BMO
Network
Loyalty Program: Porter VIPorter

Fees and terms
Annual Fee: $199/yr
Min. annual income: $80,000+

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Rewards: Rate
Porter flights: 3x
Groceries: 2x
Convenience: 2x
Transit: 2x
Gas & EV: 2x
Restaurants: 2x

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WestJet RBC® World Elite Mastercard‡

RBC WestJet Rewards

Annual fee: $139
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$700Total$700Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $700
Welcome offerAfter $5,000 in 3 months: Up to 70,000 points; Ends Nov 18, 2026

Features
Issuer: RBC
Network
Loyalty Program: WestJet Rewards

Fees and terms
Annual Fee: $139/yr
Min. annual income: $80,000+

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Rewards: Rate
Groceries: 2x
Gas & EV: 2x
Transit: 2x
With the partner brand: 2x

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BMO VIPorter Mastercard®*

BMO Porter VIPorter First-Year Annual Fee Rebate

Annual feeNo annual fee the first year: $0 $89
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$600Annual fee rebated$89Total$689Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $689
Welcome offerAfter $10,000 in 12 months: Up to 40,000 points; Ends Oct 31, 2026

Features
Issuer: BMO
Network
Loyalty Program: Porter VIPorter

Fees and terms
Annual Fee: $89/yr
Min. annual income: —

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Rewards: Rate
Porter flights: 2x
Groceries: 1x
Transit: 1x
Restaurants: 1x
Gas & EV: 1x
Convenience: 1x

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United® MileagePlus® Neo World Elite® Mastercard

Neo United MileagePlus

Annual fee: $89
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$320Total$320Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $320
Welcome offerAfter $3,000 in 3 months: Up to 20,000 miles

Features
Issuer: Neo
Network
Loyalty Program: United MileagePlus

Fees and terms
Annual Fee: $89/yr
Min. annual income: $80,000+

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Rewards: Rate
United flights: 1.25x
Groceries: 1x
Restaurants: 1x

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RBC British Airways Visa Infinite

RBC British Airways Club

Annual fee: $165
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,000Total$1,000Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $1,000
Welcome offerAfter $6,000 in 3 months: 50,000 Avios

Features
Issuer: RBC
Network
Loyalty Program: British Airways Club

Fees and terms
Annual Fee: $165/yr
Min. annual income: $60,000+

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Rewards: Rate
Restaurants: 2x

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